/ professionals insurance
/ OFFICE INSURANCE
The policy covers office buildings and contents against accidental loss
or damage including theft.
Other sections include:-
Business Interruption section: covering loss of annual income/fees
following an insurable loss,
Money section: covers loss or theft of cash or negotiable securities
Glass section: covers accidental breakage of glass
Public Liability section: covers your legal liability for personal injury or
property damage to third parties arising out of your business activities
Electronic equipment breakdown: covers against accidental breakdown
of office equipment including power surge
General Property section: covers equipment such as camera or laptops
against accidental loss or damage including theft anywhere in Australia
whilst away from the premises.
/ PROFESSIONAL INDEMNITY
This type of policy covers your legal liability for financial loss to third parties arising out
of your professional negligence, error or omission.
Some occupations we can offer specialized products offering competitive terms include:-
Designers & Engineers
/ ALIIED HEALTH COMBINED
/ MANAGEMENT LAIBILITY
Director’s & Officers & Entity Liability: covers legal liability of Directors and employees
for errors and omissions arising from the performance of their duties,
Employment practices liability: covers legal liability to employees arising out of work
place practices such as wrongful dismissal, sexual harassment, age/racial discrimination.
Statutory Liability: covers your statutory liability, including defense costs such as
occupational health & safety audits.
Crime: covers theft of cash /stock by employees,
Tax Audit: covers ATO tax audit costs,
Cyber risks: covers costs associated with the criminal hacking of your computer systems
/ STATUTORY LIABILITY
This type of policy covers your statutory liability, including defense costs such as occupational health & safety audits.
/ ASSOCIALTION LIABILITY
This type of policy is designed for not for profit organizations, clubs and Associations providing protection for committee members for financial loss to third parties arising out of their duties on behalf of the Association.
Financial Service providers
Real estate agents